X-Payments Blog
Explore awesome tips on handling payments, subscriptions, refunds, chargebacks, etc. in an online store. News on X-Payments releases and brand new connections are waiting to be discovered here, too.
Transaction metrics you should focus on
Failed payments vs all payments ratio A merchant’s life is inevitably filled with failed payments, but if their number falls below a normal threshold for your checkout, you can relax. A sudden spike can indicate a more serious issue, e.g.,Your primary processor is down; in such a case, switching to a backup processor helps to […]
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X-Payments Cloud October 2024 update
X-Payments Cloud 4.10.0 has been released. What’s new ACH (Automated Clearing House) payment processing added for X-Payments can now accept ACH payments via existing PSPs, so e-commerce sites or online services integrated with X-Payments can implement ACH in their checkouts now, e.g., the most common use case is when a shopper pays for their cart/order […]
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X-Payments June 2024 updates
X-Payments Cloud 4.9.4 update has been released. What’s new: Payment modules: Wallet payments: 3-D Secure: AntiFraud Services: Two-factor authentication: Appearance: Misc.:
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How to Prevent Payment Fraud for Retail Businesses in 2024
Payment fraud has indeed become a significant concern for retail businesses in 2024. Here are 7 strategies to safeguard your business from financial losses.
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X-Payments March 2024 updates
Payment Modules: — Corrected Stripe module initialization — Made 3-D Secure always enabled for Elavon UK (ex Opayo) module — Updated service URL-s in Elavon UK (ex Opayo) module — Fixed PHP notices in PayPal modules — Improved refund procedure in Braintree moduleSecurity: — Added protection from potentially fraudulent paymentsPerformance: — Reworked caching — Removed extra calls to PayPal for the payment […]
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The Most Prominent X-Payments Updates in 2023
With new online payment trends regularly appearing in the eCommerce world, employing the latest features and practices is crucial for a smooth and secure transaction flow. The X-Payments team knows the importance of staying in the loop. This is why we are glad to announce the latest X-Payments Cloud releases with newly launched and upgraded […]
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3-D Secure Demystified: How It Works and Why You Need It
If you are an online merchant, you have probably considered adding 3-D Secure to your payments page as an additional security layer to verify the transaction more precisely and minimize the risk of fraudulent payments via a stolen credit card and associated risk of chargebacks. Although 3-D Secure (or 3DS for short) is no news […]
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What’s New in X-Payments: a 2022 Roundup
We haven’t been posting updates lately, and there’s a reason for it. We have been focusing heavily on the development of not one, not two, but three new versions of X-Payments. One of the major features of the new versions is the support of bulk operations, namely, bulk capture. Of course, this is not all […]
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December 2021 – what’s new in X-Payments Cloud
While everyone is preparing for the upcoming holidays we keep working and releasing new features. Here is a short overview of the latest releases: New payment gateways PayPal REST API Global Payments X-Payments Cloud API Developers can integrate their sites and apps with X-Payments Cloud using its API. See more at https://xpayments.stoplight.io/docs/server-side-api/ Free trial functionality […]