XP Cloud:General information

X-Payments Cloud User Manual

1. X-Payments Cloud: General information
2. Get Started with X-Payments Cloud
3. Two-factor User Authentication
   • with the Google Authenticator App
   • with SMS/Text Messages
   • with Backup Codes
   • Add an Alternative Method
   • Change the Preferred Method
4. General Settings
5. Payment Configurations
   • Add a Payment Configuration
   • Payment Configurations List
     
   • View the Details of a Payment Configuration
     
   • Enable/Disable a Payment Configuration
     
   • Edit the Details of a Payment Configuration
     
   • Delete a Payment Configuration
     
   • Choice of Payment Configuration for a Payment
6. Services
   • 3D-Secure
   • KOUNT Antifraud Screening
   • NoFraud Fraud Prevention
   • Signifyd Fraud Protection
   • Apple Pay
   • Google Pay
7. Users
   • Add a New User Account
     
   • Users List
     
   • View a User's Account Details
     
   • Edit a User's Account Details
     
   • Change a User's Account Status
     
   • Manage User Permissions
     
   • Request Password Change for a User
     
   • Delete a User Account
     
8. User Interface
   • Customize the Payment Form Appearance
   • Translate or Edit the User Interface Text
9. Payments
   • Payments List
   • Payment Statuses
   • Search for Payments
   • View the Details of a Payment
   • Delete a Payment
   • Auth and Capture (Capturing Funds)
   • Void an Authorization
   • Issue a Refund
     
   • Manage High Risk Transactions
     
   • Emulate Transactions
     
   • Clear Cardholder Data
   • Tokenization and Re-Use of Saved Cards
     
   • Delayed Payment Feature
     
10. Supported Payment Gateways
11. What's New in X-Payments Cloud

X-Payments Cloud is a PSD2/SCA ready & PCI Level 1 certified payment service for secure credit card processing and storage in online shops.

Developed as a SaaS solution, X-Payments Cloud easily integrates with X-Cart 5 and supports a number of popular payment gateways as listed here.

While processing credit or debit card payments, X-Payments Cloud works as an intermediary between an online store on one side and payment gateways and fraud prevention systems on the other.

With X-Payments Cloud, you can:

• Accept credit cards on your website and still be PCI compliant.
• Sell services where the final price is determined after the service has been rendered.
• Process credit cards over phone calls.
• Make repeat orders easy for your numerous returning customers

X-Payments Cloud can be integrated with Signifyd, Kount and NoFraud, so if you have an account with one of these services, all the payments that you receive via X-Payments Cloud can be automatically screened for online fraud using that service.