XP Cloud:Account Updater Support

X-Payments Cloud User Manual

1. X-Payments Cloud: General information
2. Get Started with X-Payments Cloud
3. Two-factor User Authentication
   • with the Google Authenticator App
   • with SMS/Text Messages
   • with Backup Codes
   • Add an Alternative Method
   • Change the Preferred Method
4. General Settings
5. Payment Configurations
   • Add a Payment Configuration
   • Payment Configurations List
     
   • View the Details of a Payment Configuration
     
   • Enable/Disable a Payment Configuration
     
   • Edit the Details of a Payment Configuration
     
   • Delete a Payment Configuration
     
   • Choice of Payment Configuration for a Payment
6. Services
   • 3D-Secure
   • KOUNT Antifraud Screening
   • NoFraud Fraud Prevention
   • Signifyd Fraud Protection
   • Apple Pay
   • Google Pay
7. Users
   • Add a New User Account
     
   • Users List
     
   • View a User's Account Details
     
   • Edit a User's Account Details
     
   • Change a User's Account Status
     
   • Manage User Permissions
     
   • Request Password Change for a User
     
   • Delete a User Account
     
8. User Interface
   • Customize the Payment Form Appearance
   • Translate or Edit the User Interface Text
9. Payments
   • Payments List
   • Payment Statuses
   • Search for Payments
   • View the Details of a Payment
   • Delete a Payment
   • Auth and Capture (Capturing Funds)
   • Void an Authorization
   • Issue a Refund
     
   • Manage High Risk Transactions
     
   • Emulate Transactions
     
   • Clear Cardholder Data
   • Tokenization and Re-Use of Saved Cards
     
   • Delayed Payment Feature
     
10. Supported Payment Gateways
11. What's New in X-Payments Cloud

Account Updater is a service provided by the credit card networks to automatically update customer card data when cardholder information changes or goes out of date (for example, if the card gets lost, stolen or expired). It enables the merchant to avoid unnecessary payment declines, interruptions, and the cost associated with contacting customers for new information. With Account Updater, the updating of cardholder information stored for repeat purchases and recurring billing subscriptions is done automatically.

X-Payments currently supports account updaters for the following payment integrations:

• Authorize.Net
• WorldPay Total US
• Chase Paymentech Orbital
• BlueSnap
• Intuit QuickBooks Payments

(More information on the payment integrations suppored by X-Payments is available here.)

If you are using one of the above-named payment integrations to process your customers' payments and wish to use the Account Updater feature, you will need to enable Account Updater in the settings of your account with the respective payment processor.