X-Payments:General information

X-Payments is a PA-DSS certified web-based payment application designed for merchants who accept credit card payments using background payment gateways listed in Appendix A and who require compliance with the PCI DSS standard. X-Payments can be used together with major shopping carts including:

While processing credit card payments, X-Payments works as an intermediary between a store on one side and payment gateways and 3D-Secure systems on the other side. See detailed explanation at X-Payments:How It Works and the diagram below.

X-Payments has a history of versions successfully validated according to PCI Council’s PA-DSS standard. You can find these versions on the list of PA-DSS certified applications on the PCI Council website by doing a search for the application name "X-Cart Payments":

To date, the newest and most feature rich version of the application is X-Payments 2.1.1. We recommend using this version for all new deployments. Previous X-Payments versions - including X-Payments 1.0.x and 2.0.x - are acceptable for existing deployments.

With X-Payments you will be able to:

Accept credit card payments from your customers via online payment gateways.
Make your online store compliant with the PCI DSS standard which strictly recommends using only PA-DSS validated payment applications for accepting and handling credit card payments.
Use "stored" credit card information for new orders, re-orders or recurring payments.
Retain total control over the checkout process and avoid risky redirects by incorporating an iFrame credit card form in the store's checkout window.

Below are a few videos to give you a better idea of how X-Payments works:

X-Payments v2.0 checkout forms in action: