X-Payments:Glossary

X-Payments user manual

1. X-Payments:General information
   • How It Works
   • Key features
2. What's New
   • What's New in X-Payments 3.1
   • What's New in X-Payments 3.0
3. System requirements
   • System requirements for X-Payments 3
   • System requirements for X-Payments 2.2
4. Installation
   • Installing X-Payments
   • Setting up file permissions for X-Payments
   • Getting started with X-Payments
5. Two-factor user authentication
   • Two-factor authentication (X-Payments 3)
   • Managing PIN codes (X-Payments 2.2 and earlier)
6. Configuring X-Payments
   • General settings
   • Online stores
   • Payment configurations
   • Encryption keys
   • 3D-Secure settings
   • KOUNT Antifraud screening
   • NoFraud fraud prevention
   • Signifyd fraud protection and chargeback prevention
7. Managing users
8. Customizing the interface
   • Customizing the interface (X-Payments 3)
   • Customizing the interface (X-Payments 2.2 and earlier)
9. Managing payments
10. Unistalling X-Payments
11. Upgrading
12. Moving X-Payments from one host to another
13. Viewing X-Payments logs
14. FAQ
15. Troubleshooting
16. Glossary
17. Supported payment gateways
    • Payment gateways supported by X-Payments 3.1
    • Payment gateways supported by X-Payments 3.0
    • Payment gateways supported by X-Payments 2.2
18. Popular Payment Methods Configuration Instructions
    • PayPal Payments Pro (PayPal API), PayPal Payments Pro (Payflow API), Payflow Pro
    • PayPal REST API
    • First Data Payeezy Gateway (ex- Global Gateway e4)
    • CyberSource - SOAP toolkit API

Payment gateway

One of the supported payment gateways

3DS system

One of the 3D Secure systems, supported by X-Payments

Merchant

User with administrative privileges

Customer

A user paying for the order

Reference ID

Entity in online store's database, associated with a payment in X-Payments. The following may become a reference:

• order (X-Cart Gold)
• multiple orders (X-Cart Pro)
• invoice

Payment ID

A number identifying a certain payment through the X-Payments

Payment status

An indicator of a payment life-cycle. Payment status may have one of the following values:

• requested
• declined
• authorized
• completed
• canceled
• refunded
• canceled by customer

Transaction

A request sent to a payment gateway. A payment can have one or more transactions affecting its status.

A transaction can have one of the following states:

• queued
• declined
• completed

Transaction ID

A number identifying a certain transaction in the payment gateway

Transaction type

The following transaction types exist:

• auth
• capture
• sale
• void
• refund
• info

Payment information

Information needed to make a transaction (i.e. to bill a customer's account)

To make a credit card transaction payment:

• Credit card number
• CVV2/CVC2
• Cardholder's name
• Expiry Date

Additional information needed for Switch/Maestro/Solo:

• Issue Number
• Valid From

Additional information needed to bill e-check (depending on a specific payment gateway):

• Account holder
• Account type
• Bank routing number
• Bank account number
• Bank name